Monthly Archives: May 2010

Term life versus cash value life insurance

Term life insurance is a contract which promises a payment – called the death benefit- to beneficiaries only, usually to replace the income needed to support a family. This benefit is in exchange for consistent payments of “premiums,” over the … Continue reading

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How to determine if you’re overinsured

This broad topic has many facets, but there are some concepts to know and understand that will help you navigate in finding the best insurance solutions for your family. First, the overall philosophy must be established with regard to the … Continue reading

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